Risk intelligence
A layered risk engine runs on every abstraction — scoring findings high, medium, low, or info, and grouping them so reviewers see the most material issues first.
How it works
Risk is rarely a single rule. Specdra runs six independent layers across every abstraction, then groups the findings by severity and category so reviewers see what matters first.
Layer 01
Pattern-based detection across the highest-impact lease provisions — the issues that change the price, the close, or the asset.
Layer 02
Every cited finding is cross-checked against its source quote. Weak evidence automatically downgrades severity — so reviewers never chase phantom alerts.
Layer 03
Catches contradictions inside a single document — places where the structured field and the prose disagree, or where two sections of the lease conflict.
Layer 04
Detects every inline reference to exhibits, schedules, riders, and side documents — then verifies the document is actually attached and readable.
Layer 05
Soft-form errors that don't fire a single hard rule but signal something is off in how the lease is structured.
Layer 06
Detects dangerous combinations of provisions that aren't risky alone — but read together create real downside exposure.
What reviewers see
Every finding is grouped by category, scored by severity, and tied back to the exact page in the lease. Reviewers triage in minutes — not by re-reading 200 pages.
Detected risk findings
5Casualty termination payment
HIGHCasualtyLandlord may terminate in lieu of restoring after a qualifying casualty, with payment up to 3× then-applicable annual rent for the remaining term — capped at 5 years.
Punitive holdover rent
HIGHDefaultsHoldover rent multiple is 2× at or above the 2× threshold and well above the 1.5× market norm. Strongly penalizes tenant on roll-off.
Missing Exhibit B — site plan
HIGHMissing exhibitSite plan referenced in §3 (premises description) but not attached to the executed package. Required for premises verification at close.
Renewal notice window imminent
MEDIUMCritical dateRenewal notice window closes in 47 days. Tenant has not delivered notice; landlord has not received outreach. Flag for asset-management follow-up.
Compound — landlord-favorable default stack
HIGHCompoundCombination of 3 provisions that aren't risky alone but compound: short cure + uncapped landlord self-help + accelerated rent with no discount.
Compound risk
The most expensive risks rarely come from one bad clause. Specdra looks at how provisions stack — and surfaces combinations that create real downside exposure.
Worked example
Three provisions, individually unremarkable, that together shift the entire default risk profile of the lease toward the landlord. No single rule fires — but compound detection catches the pattern.
Compound findings are flagged HIGH and link back to every contributing clause and page.
The three ingredients
Short, calendar-day monetary cure with no business-day grace.
Uncapped landlord self-help with high default interest rate.
Acceleration of remaining rent with no discount-rate provision.
Compound flag
Together these clauses make a single missed payment potentially catastrophic. Surfaced as High on day one.